Payment Policy – Stitch Design Files

At Stitch Design Files, we are committed to offering a secure, convenient, and straightforward checkout process for all our customers. Whether you are purchasing our digital embroidery design files for personal or professional use, we provide a variety of payment methods to make the transaction as smooth as possible.

Please review our payment options below to ensure that your checkout experience is secure and efficient.

Accepted Payment Methods

We currently accept the following payment options:

1. PayPal

We proudly accept payments through PayPal, one of the most trusted online payment platforms worldwide. PayPal offers a secure and user-friendly payment experience that allows you to:

  • Pay directly from your PayPal account balance.
  • Use a linked bank account or any credit or debit card associated with your PayPal account.

PayPal is designed with security and privacy in mind. It ensures that your sensitive payment information is never shared with us or other merchants. This means you can complete your transaction with peace of mind, knowing your financial details are secure.

How to Pay via PayPal:

  • At checkout, select PayPal as your payment method.
  • You will be redirected to the PayPal platform to log in or create an account.
  • Complete the payment using your PayPal account balance, bank account, or credit/debit card.

2. Credit or Debit Card via PayPal

Don’t have a PayPal account? No problem! You can still use your credit or debit card to complete your purchase via PayPal without the need for a PayPal account. PayPal allows you to securely process your payment as a guest.

How to Pay with a Credit or Debit Card via PayPal:

  • At checkout, select PayPal as your payment method.
  • On the PayPal login page, select the option to Pay with Debit or Credit Card.
  • Enter your card details to complete the transaction securely.

This option allows you to use your preferred credit or debit card (Visa, MasterCard, American Express, or Discover) while benefiting from PayPal’s secure platform.

3. PayPal Credit

We also offer PayPal Credit as an additional payment option for those looking for more flexible payment terms. PayPal Credit provides the ability to buy now and pay later, which can be especially helpful if you want to spread the cost of your purchase over time.

How to Use PayPal Credit:

  • Choose PayPal as your payment method during checkout.
  • Select PayPal Credit as your funding source if you are eligible.
  • Follow the instructions to complete your purchase using PayPal Credit.

PayPal Credit allows you to enjoy your digital embroidery designs right away while paying for your purchase over time, subject to PayPal’s terms and conditions.

 

Currency and Conversion

All transactions on stitchdesignfiles.com are processed in USD (United States Dollars). If your bank account or credit card operates in a different currency, PayPal will automatically convert the currency based on their daily exchange rates.

Security and Privacy

Your security is our priority. At Stitch Design Files, we do not store any payment details on our website. All payments are processed securely through PayPal’s encrypted platform, ensuring that your financial information remains private and protected.

PayPal uses advanced encryption technology and fraud detection systems to provide a safe and secure transaction experience. Whether you are using a PayPal account or paying with a credit card through PayPal, your information is fully encrypted and safeguarded throughout the transaction process.

Refunds and Cancellations

Please note that due to the nature of digital embroidery design files, we do not offer refunds once the files have been downloaded. However, if you experience any issues with your purchase or download, we are happy to assist you in resolving the problem.

For more information on our refund policy, please visit our Refund Policy page.

Payment Issues and Support

If you encounter any problems while processing your payment, please check the following:

  • Ensure that your credit card information is entered correctly.
  • Confirm that your PayPal account is active and has sufficient funds.
  • Check that your internet connection is stable.

If the issue persists, you can contact us via Email: help@stitchdesignfiles.com

Our customer support team is always here to help ensure your purchase is completed smoothly.

Final Notes

By using any of the payment methods available on stitchdesignfiles.com, you agree to our Payment Policy. We reserve the right to update or modify this policy at any time without prior notice, so please review it regularly.

Thank you for choosing Stitch Design Files! We are excited to help you bring your creative embroidery projects to life with our high-quality digital embroidery design files.